Utg Inc (UTGN)
Market price: $61.28
2 valuation methods
- P / E: $67.12 to $135.93 (midpoint $107.07)
- P / B: $62.78 to $171.02 (midpoint $124.35)
How each method works
P / E: $67.12 to $135.93 (midpoint $107.07)
Values the stock at a peer multiple of its earnings per share — the most familiar gauge for steadily profitable companies.
- How it’s calculated
- We take the company's net earnings per share over the last twelve months and multiply them by the range of price-to-earnings (P/E) multiples its peers trade at.
- Why it fits this industry
- For steadily profitable companies, earnings are the bottom line an owner is entitled to — P/E is the most familiar way to ask what the market pays for a dollar of profit.
- Reading this bar
- The bar is the per-share value range this method implies: a conservative low, a central estimate, and an optimistic high. If the current price sits below the bar, the market is pricing the shares below what this method's inputs suggest; if it sits above, the market is pricing them higher. No single bar is a verdict — methods disagree for good reasons, so read the whole field together. One unusually strong or weak year can swing a P/E — the inputs panel shows the earnings the bar is built on.
P / E = (5.92/9.45/12.00)× eps 11.33 ≈ 67.12/107.07/135.93 (per_share)
P / B: $62.78 to $171.02 (midpoint $124.35)
Values the stock at a peer multiple of its book (net asset) value — most meaningful for asset-heavy and financial companies whose balance sheet drives value.
- How it’s calculated
- We take book value per share (total assets minus total liabilities, from the latest balance sheet, divided by shares outstanding) and multiply it by the range of price-to-book multiples the peer group trades at.
- Why it fits this industry
- An insurer's balance sheet — reserves against invested premiums — is the business itself, making price-to-book the sector's anchor comparison.
- Reading this bar
- The bar is the per-share value range this method implies: a conservative low, a central estimate, and an optimistic high. If the current price sits below the bar, the market is pricing the shares below what this method's inputs suggest; if it sits above, the market is pricing them higher. No single bar is a verdict — methods disagree for good reasons, so read the whole field together. Asset-light companies (brands, software) legitimately trade far above book value, so for them a P/B bar well below the price is usually structure, not signal.
P / B = (0.75/1.48/2.04)× book_value_per_share 83.76 ≈ 62.78/124.35/171.02 (per_share)
6 methods not shown
- EV / EBITDA: EV / EBITDA is not a valuation metric for banks/insurers (their model is spread / premium / investment income, not operating cash flow on invested capital)
- EV / Revenue: EV / Revenue is not a valuation metric for banks/insurers (their model is spread / premium / investment income, not operating cash flow on invested capital)
- EV / Gross Profit: gross profit is not a valuation metric for this sector (financial / rental revenue has no cost-of-goods concept) — EV/Gross-Profit not applied
- DCF (FCFF): DCF input(s) unavailable (capex, delta_nwc) — cannot build FCFF
- Dividend Discount Model (DDM): missing dividends / net income / share count — bank DDM base unavailable
- P / E — operating: operating_eps unavailable — cannot form P / E — operating
Limited data — fewer than three valuation methods could be formed for this company; showing every method we can stand behind.
This security did not trade on 28 October 2026 — the price shown is that day's closing quote. Its last actual trade was 23 October 2026.